Based on the last five decades, we know cemetery expenses will continue to increase. Pre-arrangement allows you to freeze these costs at today’s prices.
Life insurance is for the living, not the deceased. It helps your family adjust to the loss of income that a death causes. If pre-need arrangements are not made, your family will be forced to spend a significantly larger amount of your life insurance proceeds on cemetery arrangements.
Cremation or burial costs are expenses every family must pay. Payment for cemetery arrangements made at the time of a death are traditionally made prior to interment.